Month: August 2022

Yes. Florida is a pure comparative negligence jurisdiction. What this means is that individuals are responsible for the portion of damages that they cause. For example, if you are involved in an automobile collision with another individual and you each have been determined to be 50% at fault, you can recover 50% of your damages […]

According to the Insurance Information Institute (III), 12.6 percent of drivers are uninsured nationwide. Florida’s rate of uninsured drivers is substantially larger. The 2019 study from the Insurance Research Council shows that approximately 20.6% of Florida drivers are uninsured. This is a huge issue for drivers on the road. There are numerous individuals who are […]

Background Florida is a No-Fault State. There are only eighteen states in the US that are no-fault. This makes Florida a member of the minority of states that practice such insurance policies. As of January 1, 2008, the current law took effect in Florida. While Florida is a no-fault state, there is often confusion as […]

There is a common misconception that “full” coverage in Florida provides all the necessary insurance in the event of an automobile collision. However, the term “full coverage,” is a misnomer. Florida law simply requires that every registered vehicle in Florida that travels on the streets and highways maintain two types of insurance: Property Damage and […]