Year: 2022

What is a personal injury claim?

What is a Personal Injury Claim?

Personal injury is a broad category of claims. It involves any situation in which bodily harm is sustained as a result of the fault of some other person or entity. This can be a result of negligence, gross negligence, recklessness, or even intent. Below we will discuss some common examples of personal injury claims. Automobile […]
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Uninsured or Underinsured Motorist Coverage

Introduction to Uninsured or Underinsured Motorist Coverage (UM/UIM)

According to the Insurance Information Institute (III), 12.6 percent of drivers are uninsured nationwide. Florida’s rate of uninsured drivers is substantially larger. The 2019 study from the Insurance Research Council shows that approximately 20.6% of Florida drivers are uninsured. This is a huge issue for drivers on the road. There are numerous individuals who are […]
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What is Full Coverage?

What is Full Coverage?

There is a common misconception that “full” coverage in Florida provides all the necessary insurance in the event of an automobile collision. However, the term “full coverage,” is a misnomer. Florida law simply requires that every registered vehicle in Florida that travels on the streets and highways maintain two types of insurance: Property Damage and […]
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